Become familiar with what you ought to know about whenever choosing to purchase a motor automobile, build a residence, spending for the your your retirement and lots of other pursuits


Become familiar with what you ought to know about whenever choosing to purchase a motor automobile, build a residence, spending for the your your retirement and lots of other pursuits



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  • House
  • Private
  • Loans
  • Mortgage Loans

Our mortgage loans supply the means through which you might build, buy or renovate the homely household or apartment you constantly hoped you’d own.

The Requirements

Loan approval within 3 times

Discounts on building materials

Loans to construct, buy, renovate or settle A home that is existing Loan

NRFC members can acquire forex Home Loans. Just click here for details »

Advantages of a Commercial Bank Mortgage Loan

Unique discounts as much as 35per cent for building materials including Roofing sheets, Cement & allied items, Paints & allied items, Floor/ Wall tiles, allied electric add-ons, Wood maintenance systems, Bathroom fittings & accessories and PVC pipelines & fittings, Hardware products for loans acquired for construction

Loan approval in 3 times without the charges that are additional

Longer repayment period

Versatile approach and fast approval

Appealing and competitive low interest

Capability of our area branch network that is wide

Mortgage loans are readily available for,

Buying home, apartment or land

Building a home

Finishing a partially built household

Renovate no credit check loans, expand or finish a property

Paying down a preexisting house related loan


You ought to have a consistent income that is monthlyminimum Rs 25,000), separately or jointly together with your partner. This earnings should always be adequate to meet up with the loan that is monthly also as living and other costs.

Loan quantity

Dependent on your need and earnings, you can borrow from Rs 500,000/- as much as Rs 50.0 million. Just because your requirement is in more than Rs 50.0 million, you’ll nevertheless negotiate along with your branch manager for a greater quantity.


Dependent on your actual age you could concur for a payment period as high as two decades. Additionally, you are able to choose from 2 modes of re re re payment:

Equated monthly payments – where your money plus interest is a set amount

Fixed monthly payments – for which you pay off your money in equal installments plus interest on reducing balance

Mortgage loans for specialists

Healthcare Officers registered with Sri Lanka Health Council

Chartered Engineers, Chartered Architects

Chartered Accountants ( users of CA Sri Lanka/ ACCA / CIMA-UK)

Lawyers at Law, Software Designers

Pilots certified under Air Navigation Act

Navigation Officers (Aquatic Officer/ Deck Officer)

Researcher or Academic that is senior being an accredited professional) meet the criteria for a reduced total of 0.5per cent from the posted Floating & Fixed interest levels

Mortgage loans to buy condominium

We now have tangled up with a few of Sri Lanka’s Condominium that is leading Property to aid the aspirations of Sri Lankans trying to buy flats a few popular areas in Colombo, suburbs as well as in Kandy.

You are able to obtain up to 80per cent regarding the value of a condo at competitive interest levels with versatile repayment choices, and therefore the loans could be disbursed within per week through the date of application where there is certainly tripartite agreements between the financial institution, the Borrower while the Developer.

You merely have to supply the product Sales and get Agreement together with your individual and earnings associated information to try to get the mortgage. Loans could be given in Sri Lankan Rupees or perhaps in Foreign Currency (available limited to Sri Lankans who will be employed Abroad) according to the your decision and foreign exchange Loans are paid back within the exact same money, through NRFC records.

Terms & Conditions applyProduct information and terms & conditions are susceptible to differ from time for you time. Consequently, you need to contact the branch nearest for you when it comes to latest information and prevailing terms & conditions.

Submit an application for a loan

Who is able to use

If you should be a salaried worker or a freelance experts avove the age of 18 years with an everyday month-to-month earnings (minimum Rs 25,000), separately or jointly together with your partner, it is possible to make an application for this center.

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